Thursday, December 30, 2010



The Holiday Blues

Someone from my high school posted on facebook that they were in a holiday funk. Understandable, of course. I've not managed to avoid one of those for quite a while.

One respondent offered the following advice:

Possible solutions to your dilemma.

1. Cheesecake.
2. Xanax.
3. Berate the dog for life's shortcomings.


Oh, the Holiday Cheer that's in the air.






Additional information on Social Security Disability at www.ssdrc.com

Return to the Social Security Disability SSI Benefits Blog




Other Posts

Applying for Disability with Depression
Applying for Disability Based on MS, Multiple Sclerosis
The Social Security Disability Back Payment Lump Sum
Applying for SSI Disability for a Child
Medical Conditions and Social Security Disability
Will I have to go to a mental exam if I apply for disability?
Social Security Disability Requirements
How Do You Get Approved for Disability with Social Security?
Drawing Social Security Disability Benefits for a medical or mental condition

Tuesday, December 21, 2010



Social Security Disability Lawyers, Advertising, and Websites

I read, scratch that, I heard this morning on NPR that yet more advertising money has moved from print media to the web. Not surprising in the least. When you pick up a magazine, you may occasionally find your eyes drawn to the colorful and interesting ads that appear here and there. However, bright, colorful, interesting, and even sometimes wickedly humorous...doesn't quite make up for an absence of good targeting. The truth is, most ads placed in print and on television completely fail to hit their mark, meaning they usually fail to find placement in front of consumers who are actually interested in the product being advertised. With the web, its a bit different. Internet users tend to choose their destinations. And though, yes, they do get slammed with tons of irrelevant, and sometimes nonsensical, advertisements, very often the ads are targeted to the content being presented, and, therefore, are relevant. This, of course, is what makes google's approach to contextual advertising so successful. They match ads to content fairly successfully. At least most of the time.

The NPR discussion about the state of advertising made me think about an article I read recently. I can't honestly recall what the article was about. However, one line stood out distinctly: Dont' treat your prospective clients as if they're stupid.

This is timeless advice in my opinion. Unfortunately, many many attorneys, including social security disability attorneys, fail to heed this advice. How so? I could point out a thousand ways, but let me just list a few.

In their attempts to gain a presence on the web, and let's be honest, gain new clients to make more money, some disability attorneys (and, to be fair, non-attorney claimant's representatives) will often take "shortcuts" and engage in dubious practices such as:

1. Having search engine optimization and search engine marketing companies not only produce their websites for them, but write their content for them as well.

Ok, I think I can stop at just that one. Because #1 here umbrellas enough that is distasteful and potentially unethical that the conversation could go on for dozens of webpages.

Think of it: have you ever found yourself on a website where it became painfully obvious that the writer was either a complete imbecile, or, truly, only had a vague notion of what his or her subject matter was purported to be? Of course, these sites are everywhere. And, typically, how the astute web user will react will be to burst out laughing and then hit the back button. Now think of this. What if you were looking for very important information, information that, based on its accuracy and veracity, could either help you or hurt you if you were utilize it in your decision making. Even worse, what if it was written passably enough that you honestly couldn't discern whether the information was correct..or not.

This is the danger presented by an environment in which lawyers compete for prized positions in search engines, but yet decide to farm out their promotional efforts to third parties. Not because there's anything wrong with having company X or Y make a commercial for you, or construct a simple ad, but because success on the web, particularly in information-rich fields, involves the creation of many webpages. You can probably already see where this is going.

The lazy, the money-chasers, the attorneys and representatives who are focused solely on only the numbers and perceive clients as only payable cases will seldom ever create their own websites and produce their own content. What to do, eh? Such individuals farm out their content production to companies that employ fairly low paid writers who know as much about the subjects they write on as they do about all the other fields they've never been involved in. Which is to say nothing.

The predictable outcome is that the content produced by these hired writing guns is usually only marginally correct, is often grotesquely incorrect, and is very often plaigarized from other sites. When I owned and published the site, www.disabilitysecrets.com, I would find examples of my own work and the work of others popping up on the sites of other attorneys and I'm sure that, in most cases, the attorneys who paid for the work had no knowledge that this was occurring.

But you have to ask yourself the question: where did you guys think your hired guns were coming up with the material for your website on, just to use an example, environmental regulatory law, when they had no background in the area?

Fortunately, though, there are many attorneys who don't follow down this path. In the case of social security disability, there are more than a few attorneys and representatives who wisely eschew this stuff. That's because they recognize that the information they put out there ultimately reflects back on them. And, in accordance with that recognition, they DON'T publish information that repeats like a brain-damaged mantra "if you or a loved one need the services of..."----oh, boy, are we talking funeral services here or legal representation? How about this one, which I see many variations of fairly regularly: "If you live in Indiana and the need the services of an Indiana Personal Injury Lawyer, then read the following article as to what an Indiana Personal Injury Lawyer may do for you. An Indiana Personal Injury Lawyer can accurately advise you..."

Once again I recall that line that the NPR piece made me think of: Don't treat your prospective clients as if they're stupid. And here's a tip for the scheisters do this sort of stuff. Your potential clients are often smarter than you think. And that's why they never become more than potentials for you.






Additional information on Social Security Disability at www.ssdrc.com

Return to the Social Security Disability SSI Benefits Blog




Other Posts

Social Security Representation - What type of Attorney Should you NOT get for your Disability Claim?
Social Security Disability Denial Letter and Appeal
Social Security Disability Attorney Fee - What a Disability Lawyer can be Paid
Social Security Disability Hearing
Social Security Disability SSI Tips Advice Answers to Questions
Is crohn's disease considered a disability by the social security administration?
Social Security Disability SSI and Residual Functional Capacity
Social Security Disability Residual Functional Capacity Form

Monday, December 06, 2010



How fast the world is changing and connecting

I'm sitting upstairs in my home, working in what is currently considered to be a fairly normal conventional manner: typing on a keyboard attached to a pc while music plays in the background (I agree, this beats a lot of jobs). Yet, the scene is very different than what might have been possible just a handful of years ago. I have a regular sound system, but instead of utilizing it I'm listening to the tv which is streaming music tracks through Pandora. Every once in a while, I hear one that's really good, but instead of writing down the artist and title I pick up my Ipad and hit the icon for Shazam. A few seconds later, the song is identified and appears on a list that I will revisit at some point so that I can download a batch of tracks from Amazon. The possibility exists that I may burn these mp3s to a disk, but that's like so 2005 and, most likely, I will simply dump them into my mp3 player which serves double duty, traveling between my car and the downstairs sound system.

When burning a disk becomes tedious and passe, you have to wonder how things will look five years from now. Most likely, not in any way I could imagine. Five years ago, I couldn't have imagined that digital cameras and dvds would be on their way out (granted it will take a little while), nor that I would be using netflix...from a computer, a television, and an Ipad. And back then, while I'd heard of nascent tablet computers, I openly scoffed at the idea. Now, I find an Ipad to be an indispensable news vector (bbc, 60 minutes, ny times, USA today, webpronews, digg), a better source of mobile gaming than a sony or nintendo system, and, yet another, way to access my email. That, of course, is not counting all the apps that give me weather updates, movie times, record what I say in my sleep, translate letters into a different language for overseas mailing, broadcast out of state radio stations, display shows from my home cable channels, and allow me to make phone calls through skype.

Where will things be in five years is a good question. I know adults who only recently have discovered youtube...and small children under the age of five who can pick up an Ipad and get the "hang of it" in a handful of minutes. I think one thing we can look forward to is an increasingly bifurcated world, one predicated upon access to technology and the ability to afford access to technology. After all, let's not lie. These things cost money. Sometimes money on a regular and recurring basis and sometimes sizeble chunks of cash at once. Smart phones and tablets aren't cheap.

But despite the cost, will younger individuals and parents of children feel free to ignore such costs? And is there truly a disadvantage to not "staying caught up".

I can only imagine how less connected children may feel when thrown into social and academic environments where they are not as adept as others, particularly the kids who seem to know how to navigate consumer tech objects without necessarily having been taught to use a specific object. Probably the same way I felt in grad school in the very early 90's when, in a class of business students, I seemed to be the only one who had not used email and, because of that, could not even conceptualize the process of sending and receiving information in such a fashion. Fortunately, that early experience didn't hold me back as, in subsequent years,I was able to build entire businesses online, even sell them for more than a few nickels. But that was me and that was then. How well will little Johnny who lives outside the city limits, is homeschooled, whose parents don't maintain a net connection, and have never heard of streaming or the cloud fare? I don't have a clue. Personally, I find it hard to believe that anyone could not be connected to the net. But, from what I read, at least a few million of us are not. Perhaps that cost issue. Regardless, I think in the coming years we'll learn more about how this particular social experiment turns out and why the federal government once declared nation-wide broadband to be a goal.








Additional information on Social Security Disability at www.ssdrc.com

Return to the Social Security Disability SSI Benefits Blog




Other Posts

Is there a short term Social Security Disability Benefit?
If You Miss Your Social Security Disability Hearing
Calling about a Social Security Disability Case and not getting a call back
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Do Not Send In Social Security Disability Paperwork Without Doing a Follow Up Call
Will Social Security Award Me Disability if I have not been to the Doctor?
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What Should you say to the Social Security Disability Doctor at a
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Social Security Disability Retroactive
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How Do You Get Approved for Disability with Social Security?

Friday, December 03, 2010



Should you use a Health Insurance Broker?

Lately it seems, there's been quite a bit of discussion about health care and health insurance. Well, not exactly "lately". These topics have been hotly debated for the last few years. But, recently, the chatter has heated up a bit more, no doubt fueled by Republican party gains in the Senate and, particularly, in the House of Representatives. Just, yesterday, NPR carried a conversation featuring their chief health insurance correspondent. What struck me about the conversation fell into three categories: A) The extraordinary knowledge base held by correspondent Julie Rovner, B) The unending complexity of the current system, and C) the ridiculous notion that the public could ever be expected to keep up with any of this stuff. And by C I mean things like new protections for workers, new standards for health insurance providers, and tax credits for small businesses that are very concerned about their ability to provide healthcare to their workforce and also stay in business given the ever-rising costs of providing health care.

For businesses, of course, staying abreast of such issues can make a difference in the bottom line in several ways. It can affect your immediate costs, it can affect your ability to provide what your employees need, and it can affect your ability to retain your best workers as well as attract good workers. Which is why to me, the idea of a health insurance broker is not a bad idea, but, possibly, a very good one. I know a number of individuals who pooh-pooh using an "expert" to help them to arrive at a decision. But let's get real. If you have a legal issue, you call an attorney. If you dryer doesn't work, you call a repairman. Typically, it does not behoove you to try to wing it. The mere fact that an individual or company has a profit incentive to help you or your business does not disarm the argument that getting help can save time and money. In fact, I can think of many individuals who eschewed getting social security disability representation, went to a hearing unrepresented, and lost, chiefly because they did not sufficiently appreciate the fact that social security hearings are events that should be properly, and professionally, prepared for. I can also reflect on my own experience in attempting to learn about what the hell to do when my mother was diagnosed with dementia. My mother's doctor and the hospital were practically useless when it came to advising me in the area of "what to do next". A local social worker, on the other hand, made things easier by simply pointing the way toward various points of information. There's no profit incentive when it comes to a county-paid social worker; but the fundamental premise here is the same: sometimes you save yourself a lot of grief by going to an expert. And in the case of business and health insurers, I strongly suspect you can save a fair amount of money.

That's what makes the following NPR article on health insurance brokers so interesting. Read it yourself and arrive at your own opinion regarding brokers. One line from the story stood out to me like a lightning bolt. "Stocks knows several who have already sold their businesses in anticipation of the health law's effects".

Health Insurance Brokers Fight For Their Future







Additional information on Social Security Disability at www.ssdrc.com

Return to the Social Security Disability SSI Benefits Blog




Other Posts

Social Security Disability Activities of Daily Living Questionaire
Reasons for Social Security Disability Cases Being Denied
Social Security Disability, SSI, Degenerative Disc Disease and Back pain
How Long Can a Person Receive Social Security Disability?
Qualifying for Disability - How to Qualify for Benefits
Tips for Filing a Disability Appeal
Will Social Security Award Me Disability If I Don’t Have Enough Work Credits?
How does Social Security Determine if a Person can no Longer Work (residual functional capacity) ?
Social Security Disability Attorney Fee - What a Disability Lawyer can be Paid
How to Claim Disability Benefits from the Social Security Administration
Getting Social Security Disability Approved
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How to get approved for SSI disability
DDS Doctors and Disability Determination Services
Who makes the Social Security Disability decision ?
How to get approved for SSI disability