Sunday, September 26, 2010



How Long Can You Receive Social Security Disability Benefits?

There is no expressed time limit to Social Security disability benefits, except that all beneficiaries who are receiving disability at the time of their full retirement age automatically convert to full retirement benefits.

However, this does not mean that there are no situations that could potentially terminate an individual’s entitlement to disability benefits. For instance, if a person is receiving Social Security disability or adult child disability benefits on a parent’s record, their benefits can be terminated for work activity.

The rules of SGA (substantial work activity) performance applies to disability benefits, meaning if a person earns over the SGA monthly earnings limit there is a possibility that their disability benefit could be suspended or even terminated. If fact, work activity is one of the most common causes of disability benefit termination.

Of course, there are other reasons for termination of disability eligibility prior to full retirement. Social Security does periodic disability reviews on all disability beneficiaries to determine if they still meet the guidelines of Social Security disability medical entitlement. If the medical review indicates that an individual has had medical improvement, the individual’s disability benefit will be terminated.

Some disability beneficiaries will lose their disability benefits due to non-disability factors. Individuals receiving adult disabled child’s disability benefits will lose their eligibility to benefits on their parents record if they marry someone who is not disabled or receiving SSI (Supplemental Security Income disability).

Other than the above mentioned scenarios, most individuals who are approved for disability benefits will remain on those benefits for the rest of their lives or until their disability benefit converts to full retirement benefit as long as they continue to meet the definition of Social Security disability.


Return to the Social Security Disability SSI Benefits Blog




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A Request for Reconsideration with the Social Security Office
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