Sunday, September 19, 2010

Health Insurance, or the lack of, in a faltering economy

I won't debate the national health care issue. One has to wonder how recent legislation will pan out and it may not be for several years where, with the advantage of hindsight, we can see the measured effects of it all. However, that aside, some recent news stood out.

According to the U.S. census, which reported the information last week, about one in six U.S. residents are without heath insurance coverage. Over 50 million people. The answer why is not surprising...and should not be to anyone with a working brain: in a system where the vast majority of individuals have health insurance provided by their employer, workers are particularly at risk in a bad (some would say shell-shocked) economy.

This was one of the chief arguments in favor of national health insurance reform. Shouldn't workers have portability of health insurance? Should you always be in danger of losing health care access any time you change jobs...or lose your job?

I have to wonder how many individuals--who were brainwashed into believing that health insurance reform was against their best interests (by a certain political party, which, let's get real, is only concerned with what benefits individuals making a million bucks a year or more)--are now reconsidering their opinions. Surely, this is the case for a percentage of those who have either become jobless, or may be wondering how secure their current jobs are.

Not having health insurance not only impedes access to doctors, it allows for the probability that medical conditions will go untreated and undiagnosed. Very often, this will lead to increased costs. And anyone filing for disability will learn: not having health insurance and access to a doctor will translate into not having current medical records (don't kid yourself: most doctors will not continue to see you if they aren't getting paid).

Current medical record documentation, of course, is paramount to winning a disability case.

Return to the Social Security Disability SSI Benefits Blog

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