Tuesday, May 01, 2007

To Qualify for SSD, you must be out of work for at least a year

To qualify for SSD (social security disability) you must be out of work for at least a year.

That notion is expressed in the NY Times article linked below. However, it's not quite accurate. The definition of disability that is used by SSA does not actually state that you have to be "out of work".

What does the definition say? Actually, it says quite a bit which is, I'm sure, why the writer of the New York times article got it wrong.

It says that your condition must prevent you from earning at least the SGA amount while engaging in past work you've done (this would include your most recent job) or while engaging in other work, and this situation must last at least a year.

So, in other words, you can work and apply for disability and you can work while receiving disability. You just need to stay under the SGA limit. And to be safe you may wish to stay under the trial work earnings limit.

To see the current limits mentioned in this post: SGA and Trial work earnings limits

Back to the article, though. It's not bad. The writer mentions that the processing of claims is linked to Congress' unwillingness to fund the social security administration. The writer also mentions staffing problems at SSA (has this guy been reading my blog?)

Your disability must be of such severity that you’ll be out for at least a year or you’re likely to die from it.

Return to the Social Security Disability SSI Benefits Blog

Other Posts
Apply for disability
Approved for disability
Social Security Disability Appeal