Will bankruptcy affect your ability to get social security disability?

I found this question addressed on a bankruptcy law site. And the answer is no. Bankruptcy and disability benefits from the social security administration are mutually exclusive, have nothing to do with each other, and have no effect on one another.

I'm not surprised that this kind of question gets asked, though. Claimants who file for disability, unfortunately, sometimes wind up in the position of having to file for bankruptcy protection. And, consequently, claimants often have other, related questions, such as "can creditors garnish my social security disability or SSI benefits?"

Of course, the answer to that question is also no. In fact, there are only three ways to attach your disability benefits that I know of. And that's for federal taxes if you owe them and are delinquent on them, arrears in child support, and student loans that have been defaulted on.


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