Friday, April 28, 2006

SSI Disability

SSI Disability? What is it, exactly? Is it the same as social security disability? Well, in most ways, it is. SSI falls under title 16 of the social security act and it stands for supplemental security income. In terms of disability, SSI is designed to provide disability benefits to those who have never worked and, as a result, never became eligible for social security disability benefits. SSI is also designed to assist disabled individuals who, based on their work history and earnings, were once covered for social security disability, but, due to decreased earnings or a lapse in their work history, are no longer covered. And, finally, SSI serves to guarantee that individuals who are found disabled receive a guaranteed minimum monthly benefit (This would be for individuals who worked enough to be insured for social security disability but whose earnings were fairly low ---such individuals may receive concurrent benefits; in other words, both social security disability and ssi disability.

SSI is different from social security disability in the sense that it is a needs-based program. And to be eligible to receive SSI, a disabled individual cannot have countable assets in excess of two thousand dollars. What are countable assets? There's actually a fairly long list for this, but countable assets include a home other than the home in which a claimant lives and cars other than the car a claimant uses as his primary mode of transportation.

Are SSI disability cases decided any differently from social security disability cases? No, in this way, SSI is absolutley no different from SSD, or social security disability. The medical determination is handled exactly the same way and no distinction is made by either a disability examiner or an administrative law judge (This is unlike the processing of medicaid cases that are based on disability. Adult medicaid applications are taken at a county department of social services and transferred to disability determination services where they are processed by examiners who work in separate medicaid-only units).

Return to the Social Security Disability SSI Benefits Blog

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